Payday loans for my friend

My friend Thomas is tough one. This guy definitely has a character. What is more, he is a character... . Thomas is a spontaneous man who fears nothing. However, his behavior often places him in some difficult situations. As a friend of his I often have to help him to get out from those hazardous situations. Speaking of hazard... . Thomas loves gambling as well. We differ so much from each other because, quite frankly, I hate gambling with all my heart. Thomas, on the other hand, is addicted to it, I guess. I tried to lure him away from it a couple of times but I failed miserably. In the end he is a grown man and he speaks for his actions. However, he will end up in a bad spot one day and I feel that I will not be able to help him. He often gambles to the point where he loses all of his money and then he has to take Payday loans to play some more. To my mind Payday loans are great services but they were created for other, more healthy, purposes and Thomas is using them in a bad way, no doubts about it. I tried to tell him that he should stop using Payday loans in that way but he is too hot-headed and scatty to understand what I try to tell him. I hope that he will understand it before it is too late, though.